First Time Homebuyers FAQs

Yes. Fischer Homes offers affordable price points, flexible financing options, and personalized guidance designed to make the buying process simple for first-time buyers. Whether you’re looking for a condo, townhome, or single-family home, we provide communities in convenient locations with amenities that fit your lifestyle.

• Affordable floorplans starting in the low $100s - $300's.

• Expert New Home Advisors to walk you through the process. 

No. You don’t need a perfect credit score to purchase your first home. Many first-time buyers are surprised to learn how accessible financing can be.

• VA loans may require no down payment for eligible buyers.

• Stronger credit may help you qualify for better interest rates.

Victory Mortgage works with buyers across a range of credit situations and can help identify the best solution for you.

Yes. Fischer Homes partners with Victory Mortgage to provide loan programs tailored for first-time buyers.

• FHA loans: Lower down payments (as little as 3.5%), ideal for buyers with limited savings.

• VA loans: 0% down for eligible veterans, active-duty service members, and certain surviving spouses.

• Conventional loans: Flexible terms and low down payment options for qualified buyers.

Victory Mortgage helps compare programs so you can choose the one that best fits your financial goals.

Visiting a model home is a great way to visualize your future. To make the most of your visit:

• Bring your pre-approval or schedule financing guidance in advance.

• Prepare a list of “must-have” and “nice-to-have” features.

• Explore different floorplans to compare layouts and pricing.

• Ask your New Home Advisor about current promotions or incentives.

Getting started is easier than you think. With Fischer Homes, you’ll have support at every step:

1. Get pre-approved with Victory Mortgage to understand your budget.

2. Schedule a tour of a model home or quick move-in property.

3. Meet a New Home Advisor to review communities, pricing, and floorplans.

4. Make your selections and begin the building process with guidance from our team.