Pricing, Financing, and Incentives FAQs

Your New Home Questions Answered

Buying a new home comes with plenty of questions — from understanding what makes a builder stand out to knowing where and how you can tour available homes. Our General Homebuying FAQs are designed to give you quick, clear answers about Fischer Homes, our communities, and how we work with buyers and Realtors alike.

Fischer Homes offers a wide range of price points to fit every budget and lifestyle.  Our new homes start in the low $100's for affordable townhomes and condos, and go up to over $1M for luxury estates.  Prices vary by location, floorplan, and customization options. 

Yes!  Fischer Homes partners with Victory Mortgage to make the financing process simple and personalized.  Our loan options include: 

  • Conventional loans with flexible terms
  • FHA loans designed for first-time buyers with lower down payments
  • VA loans for eligible veterans and active-duty service members

Our financing specialists provide pre-approvals, rate comparisons, and closing cost guidance. Learn more about our financing options, and discover how simple the process can be. 

Yes, Fischer Homes frequently provides limited-time incentives such as: 

  • Interest rate buy-downs
  • Design Studio credits
  • Closing cost assistance

Promotions vary by location and time of year.  Make sure you're subscribed to our email updates so you'll always know about the latest opportunities. 

Down payments typically range from 3% to 20% of the purchase price, depending on the loan program: 

  • FHA loans may require as little as 3.5% down
  • VA loans often allow 0% down for qualified buyers
  • Conventional loans range from 3-20%

Victory Mortgage will walk you through the options and help you determine the right fit for your financial goals. 

Absolutely.  Getting pre-approved helps you understand your buying power and lock in a competitive rate.  Victory Mortgage offers same-day pre-approval letters, which makes the buying process smoother and more confident. 

Living in Indianapolis, Indiana

Welcome to Indianapolis, Indiana! Known as the "Crossroads of America" or the "Railroad City", this...

Exploring New Builds vs. Buying Resale

When considering buying a new home vs a used home, you have many things to consider. It's a major...